SWP (Systematic Withdrawal Plan) Calculator

What is SWP (Systematic Withdrawal Plan)?

A Systematic Withdrawal Plan (SWP) is a facility that allows an investor to withdraw money from an existing mutual fund at predetermined intervals (usually monthly, quarterly, or annually). This is ideal for investors looking for regular income from their investments.

Benefits of SWP

• Regular Income: SWP provides a regular stream of income to meet your financial needs.
• Tax Efficiency: SWP can be more tax-efficient compared to receiving interest income.
• Flexibility: You can choose the withdrawal amount and frequency based on your needs.
• Capital Appreciation: Your investment continues to grow at the expected rate of return.

How SWP Calculator Works

The SWP calculator helps you estimate how long your investments will last based on:

• Total investment amount (the corpus you start with)
• Monthly withdrawal amount (regular income you need)
• Expected rate of return on your investment
• Time period for which you need the income

The calculator shows you the monthly breakdown of your investment, including the interest earned each month, the withdrawal amount, and the remaining balance. This helps you plan your finances better and make informed decisions about your investments.